State Bank of Pakistan has launched a new scheme of Roshan Apna Ghar for Pakistanis overseas. Check SBP Roshan Apna Ghar Scheme Installment Plan have to deposit on monthly basis. You are welcome to the SBP Apna Ghar Service Desk has been established for this purpose for the Government’s Markup overseas in Pakistan. get subsidies for housing schemes.
SBP Roshan Apna Ghar Scheme Installment
The State Bank service desk portal has been established for registration and lodging the complaint. Non-residents can get houses or loans to build their own houses. The government of Pakistan has announced the markup subsidy for this project SBP Roshan Apna Ghar Scheme Installment plan. Read markup rate 5% for five marlas and 7 % for 10 marla house.
Level of Housing Unit
| Size/level of Housing Unit | The size of the loan is segregated into four different ranks, shown below: |
| Tier 0 (a) House upto 125 sq yds (5 Marla) and (b) flat / apartment with a maximum covered area of 1,250 square feet | |
| Tier 1 (a) House upto 125 sq yds (5 Marla) with a maximum covered area of 850 sq ft and (b) Flat/apartment with a maximum covered area of 850 sq ft. |
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| Tier 2 (a) House upto 125 sq yds (5 Marla) and (b) flat/apartment with a maximum covered area of 1,250 sq ft. |
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| Tier 3 (a) House upto 250 sq yds (10 Marla) and (b) flat and apartment with a maximum covered area of 2,000 square feet. |
Overseas can take a Mera Ghar scheme loan for a new house or get an already-built house. If applicants can not get financing houses they can complain at the office of SBP Roshan Apna Ghar Scheme. Applicants can also register complaints online at the official website complaint portal.
Loan Size for Roshan Apna Ghar Scheme
| Loan size maximum | Maximum size of the loan of a single housing unit, as under the following rate as shown under the below table. |
| Tier 0= Rs 2.0 million PKR | |
| Tier 1= Rs 2.7 million PKR | |
| Tier 2= Rs 6.0 million PKR | |
| Tier 3= Rs 10.0 million PKR |
Overseas can also reach with State Bank of Pakistan by calling its own helpline no (111 727 273). Submitting your query related to Housing Finance Scheme Roshan Apna Ghar Scheme by clicking the Ask a Question button.
Price for Housing Loans
| Pricing for Roshan Apna Ghar Scheme | ||
| Level of Loan | Customer Pricing | Bank Fee |
| Level 0 | 5% for first 5 years & 7% for the next 5 years |
KIBOR 700 BPS |
| Level 1 | 3% for first 5 years & 5% for the next 5 years |
KIBOR 250 BPS |
| Level 2 | 5% for first 5 years & 7% for the next 5 years |
KIBOR 400 BPS (Spread may vary) |
| Level 3 | 7% for first 5 years & 9% for the next 5 years |
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| For loan tenors exceeding 10 years, market rate i.e. bank pricing will be applicable for the period exceeding 10 years Roshan Apna Ghar Scheme | ||
Also, check Roshan Apna Ghar